Ohio Workers’ Comp
Insights & Updates
Practical guidance on Ohio workers’ compensation claims, injury benefits, and your rights as an injured worker — straight from attorney Michael Gruhin.
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There Is No Offset Between Ohio Workers’ Compensation Temporary Total Disability (TTD) and STRS Disability Benefits
Ohio Teachers: There Is No Offset Between Workers’ Compensation Temporary Total Disability (TTD) and Your STRS Disability Benefit If you are an Ohio teacher or public school employee who has been injured at work and wondering whether your Ohio Workers’ Compensation Temporary Total Disability (TTD) benefit will reduce your State Teachers Retirement System (STRS) disability […]

There is No Offset between Ohio Work Comp TTD and OPERS Disability Benefits
There Is No Offset Between Ohio Workers’ Compensation Temporary Total Disability (TTD) and OPERS Disability Benefits If you are an Ohio public employee receiving — or applying for — both Ohio Workers’ Compensation Temporary Total Disability (TTD) and an Ohio Public Employees Retirement System (OPERS) disability benefit, you may be wondering: will one payment reduce […]

OHIO WORKERS’ COMPENSATION LUMP SUM SETTLEMENT – IS IT RIGHT FOR YOU?
Ohio Workers’ Compensation Lump Sum Settlement — Is It Right for You? Every day, injured Ohio workers ask the same question: What is my workers’ compensation claim worth, and when should I settle it? It is one of the most important financial decisions an injured worker will ever make — and it is also one […]

I’m Worried About Being Found MMI by the Ohio BWC!
Ohio workers who are injured on the job and temporarily unable to work are generally entitled to Temporary Total Disability (TTD) — a wage-replacement benefit paid through the Ohio Bureau of Workers’ Compensation (BWC). TTD pays 72% of your full weekly wage (FWW) for the first 12 weeks, then shifts to 66⅔% of your average […]

Frustrated With Your Ohio Workers’ Comp Claim? You’re Not Alone.
If you’ve ever felt like the Ohio Bureau of Workers’ Compensation speaks its own language — full of confusing forms, deadlines, and bureaucratic hurdles — you’re not alone. Most injured workers enter the system without a roadmap and that’s exactly why I wrote this guide. The Officially Unofficial Injured Worker’s Guide to the Ohio Bureau […]

Ohio BWC Claim Denied – What Do I Do Now? | Gruhin & Gruhin Ohio Workers’ Comp
My Ohio Workers’ Comp Claim Was Denied. What Do I Do? A denied workers’ compensation claim doesn’t mean your claim is over — it means you need to act fast and get the right help. Every year, legitimate Ohio workers’ compensation claims are denied for reasons that have nothing to do with whether the injury […]

Ohio Workers’ Comp – Amputations, Loss of Use, Facial Disfigurement
Ohio Workers’ Comp – Amputations, Loss of Use, Facial Disfigurement The Ohio BWC compensates injured workers for amputation injuries, loss of use awards, loss of vision, loss of hearing, and facial disfigurement. In the case of such disabling work injuries, representation by a Board Certified Ohio Workers’ Compensation Specialist Attorney should be obtained. Currently, the […]

Did Your Employer’s Violation of a Specific Safety Rule Cause Your Workplace Accident?
Did Your Employer’s Violation of a Specific Safety Rule Cause Your Workplace Accident? The Ohio Bureau of Workers’ Compensation Division of Safety and Hygiene established Specific Safety Rules to protect Ohio’s workers from unsafe work practices. If a Specific Safety Rule has been violated, the injured worker has the right to seek an additional monetary […]

ON THE JOB BACK INJURY – NECK INJURY – NOW WHAT DO I DO ?
Back & Neck Work Injuries I Hurt my Back on the job – What should I do ? I Hurt my Neck on the job – What should I do ? Call the Ohio back and neck work injury attorney specialist at Gruhin & Gruhin. If you’ve suffered an on the job accident which causes […]

Questions about Ohio Workers’ Comp – Ohio Job Injury?
Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney, has the answers to your work injury questions. Have you suffered an on the job injury? You need a Board Certified Ohio Work Comp Specialist Attorney on your side. Experienced Ohio workers’ compensation lawyers from Gruhin & Gruhin can help you seek fair compensation for your […]

Compensation Available, Referral to, and Acceptance in OhioBWC Voc Rehab
The 2012 Living Maintenance Rates were announced. Maximum Living Maintenance Compensation Payment: $809.00 Minimum Living Maintenance Compensation Payment: $404.50 Living Maintenance is the compensation received by an injured worker who is participating in a qualified vocational rehabilitation program through the Ohio Bureau of Workers Compensation. To be eligible for voc rehab, an injured worker must […]

How Much Does the Ohio BWC Pay for Injuries ?
The Ohio Bureau of Workers’ Compensation payment award rates for 2012 have been increased. The OhioBWC pays compensation based on the Full Weekly Wage (FWW) and Average Weekly Wage (AWW) earned by an injured worker for the one (1) year period prior to the the date of injury. Check out the charts for more information. […]

I Got Hurt on the Job and I Need Legal Help – How do I find an Attorney?
Do Lawyers Specialize in Work Comp? Here’s a short ‘how-to’ guide on what you should look for when you need to Hire an Ohio Workers’ Comp Lawyer. You’ve been injured in a workplace accident, now what? In today’s OhioBWC climate you should retain an Ohio workers’ comp attorney. And, it’s critically important find a lawyer […]

Calculating Ohio Workers’ Compensation Wage Loss
You’ve been injured on the job, but because of your injury restrictions you’re unable to return to work at your former position or former hours. What can you do to protect yourself when you receive a lower rate of pay. What can you do about the difference between your pre-injury earnings and post-injury reduced wages? […]
Why Do I Need an Attorney If I’m Already Getting BWC Checks?
Written by: Michael H. Gruhin Why Do I Need an Attorney If I’m Already Getting BWC Checks? This was a question asked by an injured worker today. No one wants to pay for something he/she can do on their own. That’s common sense. However, the OhioBWC is not the place where you want to get […]
I have an allowed OhioBWC claim – how do I get the bills paid?
Even if you have an allowed OhioBWC claim, there are rules relating to the payment of medical bills. The first step, in some instances, is having your Physician of Record request authorization for services. This is done through the utilization of a C-9 Request for Authorization Form. Once the request is authorized, the medical bill […]

MIKE GRUHIN – Ohio Work Comp Specialist – Amending Your Claim Allowance
Your Ohio Work Comp Claim is allowed, but now you find out that you have additional conditions or flow through injuries – How can you add the condition(s) to the claim? Read on . . . . There are several ways to amend a claim allowance in a claim that is already allowed at the […]
Mike Gruhin – Ohio Work Comp Specialist – Will My PTD Checks Go Up Over Time?
Many people wonder if the Permanent Total Disability Compensation they receive will ever go up over time. The answer is maybe. . . . For more information, read on.For the most part, compensation rates do not increase in an OhioBWC claim. As an example, check out the compensation rate chart for your injury year. An […]
Mike Gruhin – Ohio Work Comp Specialist – Finding the right attorney for my Ohio Work Comp Claim
The best way to find an attorney for your Ohio Workers’ Compensation claim is look for a Board Certified OhioBWC Specialist Attorney to represent your interests. A certified specialist usually limits his/her practice of law to workers’ compensation. Why would you want an attorney that does ‘everything’ when you can get a specialist to represent […]
Mike Gruhin – Ohio Work Comp Specialist – How to Find a BWC Certified Medical Provider
Sometimes injured workers’ move out of state or to a distant location in Ohio. The question then becomes, “where do I find a BWC medical provider” so I can still get the treatment I need. And, so the OhioBWC will still pay the medical bills. You should discuss this with your Board Certified Ohio Workers’ […]
OhioBWC Fraud Unit and Facebook
I went to an Ohio Workers’ Compensation seminar yesterday and was informed that the Ohio Bureau of Workers’ Compensation Fraud Unit is now checking Facebook pages of injured Ohio workers.
Mike Gruhin – Board Certified Ohio Work Comp Specialist – Fighting for Injured Workers’ Compensation
When a person is injured on the job, getting a work comp claim allowed can be a fight. Employers deny claims and fight the claim allowance in order to keep their rates down. Self insured employers are more litigious than other employers. Even the BWC has its doctors to render opinions of whether a claim […]
Mike Gruhin – The Ohio Work Comp Specialist – Ohio Workers’ Compensation, an overview
Workers’ Compensation, an overview An accident on the job can cause devastating injuries which keep you from providing for your family. Every day in Ohio, workers are injured on the job. Work accidents and job injuries including, but not limited to, slip and falls, lifting, repetitive lifting, repetitive motion injuries (carpal tunnel, etc.) car crashes, […]
MIKE GRUHIN – The Ohio Comp Specialist – I Got Hurt at Work but didn’t file an injury report
I got hurt at work but didn’t file an injury report, can I still file an Ohio Workers’ Compensation Claim? The answer is yes, but you need to do the following: Read On . . . . .In Ohio, in most cases, you have two (2) years from the date of injury to file your […]
MIKE GRUHIN – The Comp Specialist – ON OHIO TRENCH CAVE-IN WORK INJURIES
Trenches on construction/repair sites can be very dangerous if not excavated in full observance of safety procedures in excavation and construction technical skill. When a trench is not properly excavated, prepared, and shored, or when proper precaution is not taken in the vicinity of the excavated trench, accidents and injuries usually result. When a cave-in […]
Mike Gruhin – OhioBWC Certified Specialist Discusses Scaffold Work Accidents
Scaffolding Accidents are among the most frequent accidents that take place on a constructions site. There are specific safety rules in effect regarding scaffold safety and requirements regarding their use and construction. In Ohio, the Bureau of Workers’ Compensation follows the VSSR rules (Violation of Specific Safety Rule) with regard to scaffolding. Employers in Ohio […]
What Now, My Employer is Fighting My Ohio Workers’ Comp Claim
Unfortunately, many employers fight a workers’ compensation claim filed by their employees. They don’t want their compensation premiums to increase and therefor fight to keep a claim from being allowed either by the Ohio Bureau of Workers’ Compensation or the Ohio Industrial Commission. Employer arguments include that the work accident or job injury did not […]
Older Ohio BWC claims have hidden value – Don’t let your claim expire before you get the cash
Don’t you want the hidden money in your BWC claims? I can’t believe that because I talk to and see many new injury inquirers each week and when I check their older OhioBWC claims in the Ohio Bureau of Workers’ Comp database, I discover that they had claims which have expired. The claims expired and […]
Mike Gruhin – Representing Injured Victims of workplace PUNCH PRESS ACCIDENTS – AMPUTATIONS – DEGLOVING INJURIES
PUNCH PRESS ACCIDENTS – AMPUTATIONS – DEGLOVING INJURIES – Due to the size, force, and power of such machines, punch press malfunctions can cause gruesome and life-altering injuries. Victims may have a limb amputated, fingers amputated, hand de-gloving injuries, suffer serious puncture wounds, or even die. Read on….. If you’ve been injured by such a […]
Ohio Workers’ Comp Settlements – Is it the Right Move for You?
Ohio Workers’ Compensation Lump Sum Settlement – Should you ‘cash out’ your claim? Is that the right move to make? If you have an allowed OhioBWC claim, you are eligible to seek workers’ compensation benefits. You might be contacted by the employer or the employer’s representative with a lump sum settlement offer. You might be […]
Mike Gruhin – Cleveland Ohio Work Comp Amputation & Loss of Use Attorney – Board Certified Specialist
Suffering an e amputation or loss of use is a devastating injury. In Ohio, the BWC permits the following compensation payments for such catastrophic injuries. However, there is more to it than just the money award. Read on . . . . Talk to Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney to find […]
Medicare Set Aside Trusts – Maybe settlements will be faster – Maybe not.
The Centers for Medicare and Medicaid Services (CMS) awarded a new Workers’ Compensation Review Contractor (WCRC) contract last week to Provider Resources, Inc. of Erie, Pennsylvania. This new contract is encouraging news to the Medicare Set-Aside and claims settlement industries because the WCRC is the sole nationwide reviewer of Workers’ Compensation Medicare Set-Aside (WCMSA) proposals […]
Can I receive Ohio Work Comp Permanent Total Disability, if I am on SSD ?
If you receive Social Security Disability or Ohio Public Employee Retirement System Disability, you’re still entitled to seek Ohio Workers’ Compensation Permanent Total Disability (PTD) Compensation. For more information, read on . . . Under current law, there are offsets against certain disability awards received. Ohio PTD is reduced, under certain circumstances, if you are […]
I got hurt on my new job, but I have an older Ohio workers’ comp claim.
Every year, the Ohio BWC, increases the payment rate for temporary total disability (TTD) and permanent partial disability (PPD) compensation. If you are injure your back in 2011 and you have an older claim for your back (for example 2007 in which you have not received any treatment for some time prior to 2011), you […]
Ohio Work Comp – I got hurt on the job and failed to report the injury, now what?
Didn’t tell your boss about your on the job injury? Just because you failed to report the injury doesn’t mean you will not be able to pursue an Ohio Workers’ Compensation claim for benefits. Although it is better to tell your supervisor and fill out an incident report, failing to do so doesn’t mean you […]
SAFETY VIOLATIONS IN OHIO WORKERS’ COMPENSATION CLAIMS
Violation of a Specific Safety Requirement An injured worker may be entitled to an additional award if the employer violates a specific safety requirement (“VSSR”) enacted for the protection of the life, health or safety of employees. Read on…….Do you think your employer’s unsafe work conditions caused you to have an on the job injury? […]
Ohio Workers’ Compensation Settlements
Filing an Ohio BWC C240 settlement application is simple. Figuring out what your claim settlement value should be is not. In order to settle your Ohio BWC claim, it is important to contact a Board Certified Ohio Workers’ Compensation Specialist attorney. Don’t try to settle your claim yourself, the BWC will try to “short change” […]
Don’t let this happen to you. BWC and Statute of Limitations !
Once again I met a new client and checked with the BWC as to “older claims”. The individual had 4 older claims, that died because he had never requested his injury award. What a shame. The dead claims were probably worth in the area of $6,000. Protect yourself. Read on . . . . Contact […]
Have you been injured in Ohio? Check out our website for information.
GRUHIN & GRUHIN, Attorneys REPRESENTING OHIO’S INJURED & DISABLED WORKERS OHIO WORKERS’ COMPENSATION – JOB & WORK INJURIES MIKE GRUHIN – BOARD CERTIFIED OHIO BWC SPECIALIST OHIO BUREAU OF WORKERS’ COMPENSATION OHIOBWC.COM DID YOU KNOW THAT MOST LAWYERS WHO TAKE WORK COMP CASES AREN’T SPECIALISTS? OUR PRACTICE Work injury in Ohio? You need a Board […]
If You Have Been Injured at Work
Been hurt on the job? You may be entitled to money awards and medical benefits for your injuries. But to protect your legal right to money awards and medical benefits you should get a Board Certified Ohio Workers’ Compensation Specialist Attorney in order to avoid missing out on all of the benefits to which you […]
Broken Bones – Back Injuries – Occupational Diseases – Job Injury – Work Accident
Need help obtaining compensation for time off work, medical care, additional allowances related to any type of on-the-job injury. Did you know that you don’t need to miss any time from work to pursue money benefits and medical care from a work injury? – Read more.Mike Gruhin, Cleveland Ohio Work Comp Lawyer has an extensive […]
Older Claims and the Danger of Continuing to Seek PPD Increases
Injured workers don’t realize that in an Ohio BWC claim, a person, for all OhioBWC claims that person might have, can only obtain a maximum of 100% permanent partial disability (PPD) over all claims. What does this mean? Read on.Here’s an example – a person has a claim from 1994 that is still open. He/she […]
Ohio Workers’ Compensation & Temporary Total Disability Pay – Be Aware!
In Ohio, if you’re injured on the job and your claim is allowed, you may be entitled to receive temporary total disability compensation (TTD). This is the money you receive when you are unable to work. But, be aware of this fact so you don’t “punish” yourself and lose valuable compensation. Read on.In order to […]
Older Ohio BWC Claims – Don’t Walk Away from Potentially THOUSANDS of dollars “Hidden” in your OhioBWC claim.
It’s true – Most people just don’t know what to do with a work injury – they don’t hire an attorney – and they “walk away” from potentially thousands of dollars in compensation money. Do you have an older Ohio BWC claim that no longer needs medical care? Do you want the “hidden” money in […]
A client asks about dog bites in Ohio
In Ohio, dog attacks / bites are governed by statute. There is strict liability against the dog owner. The Ohio Revised Code states that a dog may be killed for certain acts; owner liable for damages. Pursuant to O.R.C Section 955.28(B) The owner, keeper, or harborer of a dog is liable in damages for any […]
Ohio BWC Workers’ Compensation Subrogation – How can it be avoided?
In the event of a 3rd party injury claim arising out of work, the Ohio BWC or the Self Insured Employer (whichever the case may be) has a right of subrogation against any funds the injured worker receives from the 3rd party action in order to recoup any funds it has paid out for wages […]
OhioBWC – My Temporary Total Disability ran out – Now what??
If your temporary total disability compensation (TTD) is over or about to end with a finding of maximum medical improvement (MMI) by a BWC doctor, then it may be time to think about enrolling in OhioBWC Vocational Rehabilitation (VocRehab) which can start a different type of compensation payment coming your way. Discuss this with a […]
Ohio Work Comp – Aggravation of a Pre-Existing Condition
Aggravation of Pre-Existing Condition in Ohio BWC Claims – under which rule does your claim fall ?Ohio Workers’ Compensation claims which took place before August 25, 2006 did not have the legal requirement to prove that a susbstantial aggravation to a pre-existing condition. Prior to August 25th, the legal requirement was simply showing an aggravation, […]
Ohio Statutory PTD – cannot be terminated
Under Ohio Law, an injured worker is entitled to statutory Permanent Total Disability when there is a loss of 2 hands, 2 arms, 2 legs, 2 eyes, or a combination of these injuries. If you have been granted Statutory Permanent Total Disability, that compensation cannot be terminated. Additionally, even if you have been granted Statutory […]
Hurt on the Job in Ohio – What do I do ??
Tip of the day: Legal Service Announcement from Mike Gruhin – Anyone injured on the job in Ohio should immediately tell a co-worker. Then tell the supervisor and fill out an incident form. Don’t wait – get medical attention. Make sure you have medical documentation to support the history of the work injury. Tell the […]
Yes, You can get Ohio Permanent Total Disability AND Social Security Disability At the Same Time
Under Ohio Workers’ Compensation Laws, you are entitled to seek Permanent Total Disability (PTD) even if you are receiving Social Security Disability. And, if you are successful in obtaining PTD, then you can receive both payments at the same time. Depending on your age, there may be an offset against your Ohio PTD payments. You […]
Yes – You Can Receive BOTH OhioBWC PTD and OPERS Disability Retirement Payments at the Same Time
Under Ohio Workers’ Compensation Laws, you are entitled to seek Permanent Total Disability (PTD) even if you are receiving Ohio Public Employee Disability Retirement Benefits. And, if you are successful in obtaining PTD, then you can receive both payments at the same time. The good news is that should you be successful in obtaining OhioBWC […]
OhioBWC – Maximum Medical Improvement – Now What?
Maximum Medical Improvement – Now What? At some point in your Ohio Workers’ Compensation Claim, an injured worker will be declared to have reached Maximum Medical Improvement (MMI) and Temporary Total Disability (TTD) will end. When that happens what do you do? Without being represented by a Board Certified OhioBWC Specialist Attorney an injured workers […]
Ohio BWC doctor must be OhioBWC Certified or BWC will not pay medical bills
Just an FYI to anyone who has an Ohio Workers’ Compensation Claim – your medical providers MUST be Ohio BWC Certified Providers. You are entitled to go to any doctor you want, however, the BWC does not have to pay for medical services rendered by a doctor who is not a Certified BWC Provider. Click […]
Self Insured Employers and Ohio BWC Form C9
A self-insured employer has 10 days to respond to an Ohio Workers’ Compensation C9 Form request from the Physician of Record (POR). You need to make certain that your POR keeps a fax transmittal sheet to prove the date the C9 was sent to the Sepf Insured Employer’s third party administrator (TPA). Failure on the […]
Ohio BWC Attorneys – Make Sure your Lawyer is a Certified Specialist !
HOW DOES A LAWYER GET CERTIFIED AS AN OHIO WORKERS’ COMPENSATION SPECIALIST ATTORNEY? All attorneys licensed to practice law in Ohio must have graduated from an accredited law school, passed an intensive examination, and attended continuing legal education courses as required by the Supreme Court of Ohio. But, there are only 152 Board Certified Ohio […]
Ohio Work Comp – Get Depression – Anxiety – Post Traumatic Stress Disorder Added to Your Claim
Psychiatric injuries, which include anxiety, depression, chronic pain syndrome, and other emotional overlay injuries are compensable injuries through the Ohio BWC. However, they must be result as a flow through condition from the physical injury allowed in a workers’ compensation claim. If you think you suffer from an emotional injury component as a result of […]
Can I get Ohio Permanent Total Disability (PTD) if I already get Social Security Disability (SSD)
The answer is yes. If you qualify for these disability awards, you can receive both simultaneously. To get more information, call Mike Gruhin at Gruhin @ Gruhin, Attorneys. A Board Certified OhioBWC Specialist Attorney can give you all the information you need regarding your Ohio Workers’ Compensation Claim. Don’t wait to get your questions answered. […]
Injured on the job in Ohio – get a Board Certified Ohio BWC Specialist Attorney
Injured on the job in Ohio? You need a Board Certified Ohio Workers’ Compensations Specialist Attorney
Secret GPS on cars upheld
A Franklin County judge has ruled that deputies didn’t violate the constitutional rights of two home-invasion suspects by attaching a GPS device to their car without a warrant. Common Pleas Judge Michael J. Holbrook issued the decision yesterday in the case of Montie E. Sullivan and David L. White, who are awaiting trial in six […]
HOW DO YOU FIND THE BEST LAWYER FOR YOUR OHIO WORKERS’ COMPENSATION CASE
https://cms.gruhin.com/video-testimonials
AIRBAG PROBLEMS PROMPT RECALL FOR 2001-2003 HONDA MANUFACTURED VEHICLES
DETROIT | Tue May 3, 2011 8:19pm (Couldn’t have been announced at a better time – My 2003 Honda Accord has intermittent airbag warnings – quoted repair was in excess of $400.00) DETROIT (Reuters) – Honda Motor Co Ltd expanded an earlier recall of Honda and Acura vehicles over replacement airbags that could deploy with […]
ATTENTION OHIO CHIROPRACTORS – CHIROPRACTIC, MERCY GUIDELINES, ODG, and the Ohio Workers’ Compensation
The Ohio Bureau of Workers’ Compensation may no longer relying on the Mercy Guidelines for Chiropractors. Instead, the OhioBWC is now relying on the ODG (Official Disability Guidelines) in the rule. Although the BWC rule currently does not list any specific guidelines, its policy rule indicates that reliance is now on the ODG. Although it […]
Ohio Workers’ Compensation – Not User Friendly!
Although the BWC system was created to allow injured workers to request coverage for work injuries without the need of legal services, the system has become a nightmare of red tape and denials. Over 90% of the hearings we attend on behalf of our clients result from the BWC denying the injured worker’s doctor;s request […]
Hurt on the Job? – You Don’t Need to Miss Any Time From Work to Get Your Money Award.
Many people don’t realize that they are entitled to money awards for work injuries even if no time is missed from work.Ohio Law permits an injured worker to seek a permanent partial disability award (the injury money) whether time is missed from work or not. Don’t give up your money benefit. Call Gruhin & Gruhin […]
Attending a Workers’ Compensation Claim Hearing Alone?
If your claim is scheduled for a hearing before the Industrial Commission, you should hire a Board Certified Workers’ Compensation attorney to represent your interests. Normally, the employer attends the Industrial Commission hearings with its attorney, arguing against the interests of the injured worker. At times the BWC has an attorney from its Law Department […]
Ohio BWC – Changing the Settlement Process
Information received indicates that, effective 1-1-2010, the Ohio BWC will impose NEW rules regarding BWC settlement offers: 1) A response must be made within 7 days. Failure to respond will result in settlement application dismissal; 2) Once the settlement figure is agreed, the BWC will issue a C241 form to confirm the settlement amount. If […]
I Have an Ohio BWC Claim, but I Moved and I Need to Find a Doctor – What do I do?
If you have an Ohio BWC claim, you have to get your medical treatment from a Certified Ohio BWC medical Provider. If your provider is not BWC certified, the bills do not have to be paid by the BWC. So, what do you do? You can go to the OhioBWC website and check out this […]
Ohio Permanent Total Disability Recipients – No DWRF Increase for 2010
DWRF Annual Adjustment Due to a drop in the Consumer Price Index there will not be an increase in DWRF benefits this year. For most injured workers there will be no change in DWRF benefits. DWRF benefits may be impacted by changes in the amount of social security disability benefits that the IW receives. Letters […]
A Bad Change for Ohio’s Injured Workers !
With the change in the ADR Process, does the rule still apply that if the MOC does not respond to a C-9 within 10 days the service is approved? Answer: NO. Now the MCO Policy Reference Guide says: A medical service request will be considered approved and the provider may initiate treatments when all of […]
Alternative Dispute Resolution Changes (When the MCO denies your Medical Treatment Request)
Alternative Dispute Resolution Changes (When the MCO denies your Medical Treatment Request) The Ohio Bureau of Workers’ Compensation is changing its ADR process In March of 2008 an internal audit of the ADR Process was performed. The audit surmised that the timeframes for ADR’s are excessive; noting that appeal process could take between 73 and […]
Sorry for the delay in posting
Hi all: Please accept my apologies for the lack of posts over the past 2+ weeks, however we were busy preparing for an upcoming trial. Now that the trial pressure is over, I will figure out what to post over the next few days. If anyone has a question about Ohio work injuries or the […]
LATINO GROUP SUES STATE OVER VEHICLE REGISTRATION POLICY – Ohio
The Columbus Dispatch reports that a Hispanic advocacy group filed suit yesterday to bar enforcement of a state plan to revoke registrations of vehicles whose owners cannot provide proof of legal residency by Dec. 8. The League of United Latin American Citizens accused the Ohio Bureau of Motor Vehicles of illegally intruding in immigration matters […]
Ohio Gov. Strickland Calls for Overhaul of State Response to Domestic Violence
The Columbus Dispatch reports that Ohio Governor Ted Strickland called for a thorough assessment and broad reforms of how the state prevents and punishes domestic violence. Some of the changes Strickland vowed to explore included stiffer penalties for repeat offenders, strengthening laws so prosecutors can proceed with cases even if the victim recants, and establishing […]
Ohio Senate Bill Seeks to Expand Investigations into Wage Theft
The Columbus Dispatch reports that Senate Democrats have introduced a bill to increase protections for Ohio workers against wage theft by allowing the Commerce Department to investigate and take action on individual complaints up to $100,000. Under current law, Ohio is one of only seven states to limit investigations to the minimum wage, leaving workers […]
You Should Know – Even If Your Employer Does Not Have Ohio Workers’ Compensation Coverage You Can File a Claim! Don’t be Misled!
Yesterday, I received a call from a prospective client regarding a workers’ compensation claim. This injured worker stated that the employer stated that it did not have any BWC coverage, so a claim should not be made. The injured worker believed that if there is no coverage, there can be no claim. To make matters, […]
Have a Workers’ Compensation Claim – Make Sure You Notify BWC If You Move
If you move and forget to notify the OhioBWC that you have moved, all mail and notices of hearings and/or orders will not get to you. This could set your claim back by forcing you to request a special hearing at the Ohio Industrial Commission to undo the problem facing your claim because you didn’t […]
Ohio Bureau of Workers’ Compensation – making a bad situation worse
The current atmosphere at the OhioBWC is anti-injured worker. The MCO’s continue to deny requested medical treatment, the BWC is actively making settlements of claims more onerous. It’s bad enough to get hurt on the job, but fighting the system that is supposed to protect injured workers is downright demoralizing. The BWC is now forcing […]
Ohio Workers’ Compensation Fraud – Don’t Do It !
When an injured worker is receiving Temporary Total Disability (TTD) or Permanent Total Disability (PTD), work performed (remunerative employment for which payment is received) is prohibited by law. If the BWC finds out that an injured worker, receiving TTD, is working, the Fraud Unit will investigate and pursue prosecution. Ohio BWC fraud is a felony. […]
The Ohio Industrial Commission – What does it do?
The Industrial Commission (IC) of Ohio conducts over 180,000 hearings annually and most of these hearings take place within 45 days of the original claim appeal. Since 1912, the IC has been resolving issues between parties who have a dispute in a workers’ compensation claim. Hearings on disputed claims are conducted at three levels within […]
Permanent Partial Disability – The Injury Award
Pursuant to Ohio Law, if an injured worker does not apply for and receive his/her permanent partial disability award, the claim is considered medical only. For injuries that took place on or after October 25, 2006, amedical only claim terminates after 5 years, even if you are still in need of and/or undergoing active medical […]
Interested in Settling your Ohio BWC Claim? Read On.
Many employers refuse to settle workers’ compensation claims while the claim is in their experience rating period. That rating period for most state fund employers is 5 years. After the 5 year period, any settlement, no matter what the amount, is not charged to the employer’s risk. How do you calculate the end of the […]
You’ve Moved – DON’T LET YOUR BENEFITS STOP! Don’t Forget to Notify Workers’ Comp.
You’ve moved and you didn’t inform Ohio Workers’ Compensation that you have a new address. Your benefits are at risk when the BWC has your incorrect address! If orders are issued regarding your claim and you don’t appeal in a timely fashion, your benefits could end. There is a mechanism to correct the situation, but […]
I Have an Ohio Workers’ Compensation Claim – How Do I Find a Doctor?
According to Ohio Workers’ Compensation Rules, your doctor must be a Bureau Certified Provider or the BWC will not pay the medical charges. But, how do you find a certified provider? There are several ways in which to find a certified provider. Many times, an injured worker is referred to a follow up doctor by […]
When an Ohio Injured Worker files an Appeal to a Bureau of Workers’ Compensation Order, what happens next?
When an Injured worker files an Appeal to a Bureau of Workers’ Compensation Order, what happens next? The Ohio Industrial Commission Appeals Process – Hearing Levels The Industrial Commission of Ohio (ICO) hearing process offers injured workers and employers the opportunity to appeal claims decisions at three levels: District Level, Staff Level, and Commission Level. […]
Maximum Medical Improvement (MMI) – Now what?
You are found to be at MMI. Your temporary total disability ends. Now what? It depends on the specific facts of your claim, but in general the following actions can be taken: 1) see if your doctor feels that your claim can be amended to include a new diagnostic condition, either physical or emotional. If […]
Ohio BWC Medical Care Organizations (MCO) – what the heck are they?
Yesterday I got a call from a client informing me that he was called by his MCO and was told that he is putting his company out of business because, through our office, the client was awarded his permanent partial compensation benefit (the money for his injury). Imagine my surprise at such a conversation which […]
Ohio Workers’ Comp – The C9 Form and The Importance of the Fax Transmittal Sheet
I was called by a prospective client about her BWC claim and the fact that she could not get authorized for treatment. After talking to her for a few minutes it became obvious that I needed to speak with her doctor. So, I call the doctor and ask about the treatment that he requested on […]
What should I do if I am in a car / truck accident?
ACCIDENT INFORMATION FORM KEEP THIS IN YOUR CAR GLOVE BOX ACCIDENT INFORMATION FORM Location of Accident: ________________________________________________ _________________________________________________________________ _________________________________________________________________ Other Driver Information: Name: _________________________________________________________ Address: _______________________________________________________ Telephone Numbers: Home
Unrepresented ? – Don’t make the big mistake!
I just was informed that an issue pending before the Ohio Industrial Commission is that of an UNREPRESENTED Injured Worker who tried to file an appeal to a BWC claim denial order. By Mistake, this Injured Worker . . . . sent in the wrong form. She sent in a form stating she was waiving […]
Flow Through Injuries in Your Workers’ Compensation Claim
Hurt your ankle or knee? Limping as a result? Forced to use crutches? Putting more weight on other/opposite body parts while you try to lessen the pain to the injured body part as you walk? Is your back starting to hurt because you are walking with a limp? If so, read on! A flow through […]
Ohio Workers’ Comp – A page from Ripley’s Believe It or Not !
Today, I was blown away by the latest Bizarre BWC position with regard to ACS, the Ohio Bureau of Workers’ Compensation Pharmacy Vendor. The Governor of Ohio needs to take action and appoint a responsive person as Administrator of The Ohio Bureau of Workers’ Compensation. It is so outrageous that ACS is not allowed or […]
TRUCK ACCIDENTS – HIGHWAY / INTERSTATE ACCIDENTS
Truck Accidents are often caused due to reckless driving by the truck drivers who are either fatigued or under the influence of drugs. Not only do these type of accidents cause serious injuries to the victims, but at times prove fatal as well. Truck companies often have accident investigators in their panel who rush to […]
Permanent Partial Disability Awards – “the injury money”
As I review Bureau of Workers’ Compensation orders pertaining to Permanent Partial Disability Awards (PPD), I am amazed at how many orders are granting a ZERO percent impairment rating. Zero percent means the injured worker gets zero compensation for the injury sustained at work. Injured Workers can file an appeal to a zero award order, […]
You Don’t Have A Lawyer for your Workers’ Comp Claim ?
With everything I see as a Workers’ Compensation Specialist, all I can say is this – any injured worker going it alone on a workers’ comp claim may as well bare his/her throat and tell them to cut your jugular vein! Why You Need a BWC Specialist Lawyer The OhioBWC has lawyers to represent its […]
Psychiatric Overlay – a flow through from your Work Injury
Most people don’t think about the emotional consequences of an injury, but you should be aware of the fact that a depression component (or other emotional conditions) can be made part of your allowed Ohio work injury claim. If you’ve been severely injured, if your injury has kept you off work for 6 months or […]
State & Municipal Workers – Injured?
State & Municipal workers in Ohio may be eligible for Ohio Public Employee Retirement System (O.P.E.R.S.) Disability Benefits and Ohio Workers’ Compensation benefits as well. Ask your lawyer in order to make sure you obtain all of the compensation to which you are entitled. Don’t have a lawyer for your OhioBWC claim? Need a second […]
Looking for Compensation from The Ohio Bureau of Workers’ Compensation?
Trying to settle your Ohio Bureau of Workers’ Compensation Claim – if so, the BWC seems to be ‘anti-injured worker’ in reducing its indemnity and settlement payments. A look at the OhioBWC Enterprise Report, September 2009 tells the story in a nutshell. Search on the terms indemnity and settlement when you open the report. Indemnity […]
Have an Older Workers’ Compensation Claim – It Could Be Worth Money !
$$ Older BWC Claims May Have Hidden Value $$ Don’t Walk Away From the Money Hiding in Your Claim. As the expression goes “There’s Gold in them thar Hills !” Call Gruhin & Gruhin, we can quickly determine whether your claim is still “alive” and therefore eligible to seek the “hidden” money in your older […]

